CIMB Why Wait Fixed Deposit-i Account

Enjoy S$88 cash credit for every S$100,000 fresh funds placed (up to S$176 per eligible fixed deposit account) when you make a placement from 1 October to 31 October 2026 (both dates inclusive). **T&Cs apply.

Apply now

Enjoy 2.43%* p.a. on a 6-month Fixed Deposit placement

when you sign up for a CIMB Preferred Banking relationship.

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Pay your Zakat from anywhere using CIMB Clicks

Pay both your Zakat Fitrah and Zakat on Savings through Bill Payment or PayNow via CIMB Clicks.

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CIMB Hajj Savings-i Account

Fulfil your Hajj obligations

Save from only S$125/mth at high profit rate of up to 2.00%* p.a.

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Downtime Maintenance

To serve you better, the deposits online application forms will be temporarily unavailable from 17 October 2026, 12:00AM to 08:00AM. Please check back after this period to start/continue your application.

Features & Benefits

Upfront Cash

Shariah - Compliant

Multiple Tenors & Low Deposit

Get Profit Upfront, Instead Of At Maturity

Tenor (Months)	WWFD-i Online Promo Rates (% p.a.) $S$10,000 & Above
3 Months	1.35
6 Months	1.75
9 Months	1.85
12 Months	2.10

Rates are subject to change.

Click on the link below to view our latest rates.

View All Rates

How To Apply

Step 1- Apply Now (MyInfo Available)

Apply here.

Step 2- Complete your Account Opening

Complete your account opening by transferring your funds for your CIMB Why Wait Fixed Deposit-i into your new CIMB FastSaver-i, from another bank in Singapore.

The CIMB FastSaver-i will be used to facilitate your CIMB Why Wait Fixed Deposit-i placements and returns upon maturity.

A video call might be conducted for the purpose of account verification.

Step 3- Fixed Deposit Placement

Upon receipt of your funds and if the documents submitted are in order, your Fixed Deposit placement will be processed by the bank.

Apply in less than 5 minutes

View detailed step-by-step guide here.

Get your profit upfront – no need to wait. A Shariah-compliant fixed deposit that rewards you right from the start.

Minimum Initial Deposit

S$5,000 for 1 or 2-month tenor
S$1,000 for other board rates

FAQs

Click here to view common pre-application FAQs.

Requirements

For Single Account

For Singaporeans/PR/Foreigners with valid SG work pass:

1.Have an existing personal bank account with CIMB Singapore?

Log into CIMB Mobile app > Select 'Transfer to Own Account' > Select the bank account to transfer to.

2.Have an existing personal bank account with CIMB Malaysia?

Link the Account Number to your CIMB Malaysia OCTO Online Banking. Thereafter, perform a transfer from your own CIMB Malaysia account.

3.No personal bank account with CIMB Singapore or Malaysia?

Transfer via FAST from your personal bank account with another bank in Singapore.

For Malaysian citizens (non-PR) with no valid SG work pass:

1.Have an existing personal bank account with CIMB Malaysia?

Link the Account Number to your CIMB Malaysia OCTO Online Banking. Thereafter, perform a transfer from your own CIMB Malaysia account.

2.Have an existing personal bank account with CIMB Singapore?

Log into CIMB Mobile app > Select 'Transfer to Own Account' > Select the bank account to transfer to.

For Foreigners with no valid SG work pass:

1.Have an existing personal bank account with CIMB Singapore?

Log into CIMB Mobile app > Select 'Transfer to Own Account' > Select the bank account to transfer to

2.Have an existing personal bank account with CIMB Malaysia?

Link the Account Number to your CIMB Malaysia OCTO Online Banking. Thereafter, perform a transfer from your own CIMB Malaysia account.

3.No personal bank account with CIMB Singapore or Malaysia?

Transfer via FAST from your personal bank account with another bank in Singapore.

For Joint Account Applicants:

You and your joint account partner may refer to the above instructions on how to transfer funds via FAST from each of your individual accounts to your joint CIMB account.

Documents Required

For Singaporeans/PRs and Malaysians Residing in Singapore

1. Physical NRIC/Passport

2. Proof of residential address if the residential address in the application differs from the ID document (e.g. any latest telephone bill, bank statement or letter issued by the government)

For Foreigners

1. Passport

2. Proof of residential address (e.g. any latest telephone bill, bank statement or letter issued by the government)

3. Supporting documents to be provided (Employment Pass, Work Permit, Dependant’s Pass and Student Pass)

For more details, please click here.

Terms & Conditions

For the full terms and conditions of our promotional rates, click here.

**Terms and Conditions governing CIMB SGD 12 months Why Wait Fixed Deposit-i S$88 for S$100k October 2026 promotion apply. Click here for details.

CIMB may have right of review (RoR) clauses in the terms and conditions governing your product and/or service relationship with our bank. Please refer to the Notification of Right of Review Clause for more information.

Deposit Insurance Scheme

Singapore dollar deposits of non-bank depositors are insured by the Singapore Deposit Insurance Corporation for up to S$100,000 in aggregate per depositor per Scheme member by law. Foreign currency deposits, dual currency investments, structured deposits and other investment products are not insured.

Operations of Deposits Accounts

What's Next

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CIMB WHY WAIT FIXED DEPOSIT-i ACCOUNT

Get rewarded with S$88 for every S$100k fresh funds placed for 12 months.

Enjoy 2.43%* p.a. on a 6-month Fixed Deposit placement

Pay your Zakat from anywhere using CIMB Clicks

Fulfil your Hajj obligations

Downtime Maintenance

Features & Benefits

Features & Benefits

Get Profit Upfront, Instead Of At Maturity

How To Apply

Apply in less than 5 minutes

Minimum Initial Deposit

FAQs

What's Next

CIMB WHY WAIT FIXED DEPOSIT-i ACCOUNT

Get rewarded with S$88** for every S$100k** fresh funds placed for 12 months.

Enjoy 2.43%* p.a. on a 6-month Fixed Deposit placement

Pay your Zakat from anywhere using CIMB Clicks

Fulfil your Hajj obligations

Downtime Maintenance

Features & Benefits

Features & Benefits

Get Profit Upfront, Instead Of At Maturity

How To Apply

Apply in less than 5 minutes

Minimum Initial Deposit

FAQs

What's Next

You are about to enter a third party website & CIMB Group's Privacy Policy will cease to apply.

Get rewarded with S$88 for every S$100k fresh funds placed for 12 months.